Many of you reading this article will realize that your physician has adopted a computer based program to keep track of your medical record instead of the previously used paper chart. The adoption of the Electronic Medical Record (EMR) is in most cases no accident and is the direct result of a Federal mandate.

Just as with diets and toys, the fitness industry experiences trends and fads. Here are three to keep your eyes on during 2013.

The retirement landscape today is undoubtedly more challenging than ever: guaranteed corporate pensions now belong to the dinosaur years, and the stock market has been nothing short of chaotic. Meanwhile, we’re living much longer, creating the perfect storm for many of us to run out of savings midstream. Truly, this is the foremost threat facing retiring boomers.